IPS Buyer’s Agents

Queensland Property Tools

Run the numbers before you make an offer.

Three free calculators for Queensland buyers — whether you're saving for a first home, weighing an investment, or working out exactly what you need to complete a purchase.

01

First Home Buyer

See what waiting actually costs while you save — and how price growth moves the goalposts.

  • Illustrative property-price growth
  • The cost of search time
  • IPS fixed buyer-service fees
Open calculator
02

Investor Calculator

Test the full holding picture on an investment property before you commit to an offer.

  • Mortgage repayments & rent growth
  • Ongoing holding costs and yield
  • Long-range equity projection
Open calculator
03

OO and Investor

Work out your purchase position fast — deposit, duty and the cash you need to complete.

  • Deposit and loan-to-value ratio
  • General QLD transfer-duty guide
  • Indicative repayments & cash to complete
Open calculator

Finance check

Before you make an offer

Talk through the loan with your bank or broker.

Loan repayments and purchase costs on this page are indicative only. They are not personal financial, credit, legal or taxation advice, and they do not account for lender fees, product features, borrowing capacity or your individual circumstances. Before paying a deposit, making an offer or signing a contract, speak with your bank or a qualified mortgage broker.

Broker referrals

Talk to a broker — explore finance options with a qualified broker before you commit to a property.

Moreton Bay Finance Brokers

Moreton Bay Finance Brokers

Mortgage-broking support across Moreton Bay and beyond.

Visit website → High Point Finance

High Point Finance

Caboolture-based mortgage broking for South East Queensland buyers.

Visit website →

Conveyancing referral

Jo Wagener · By The Rules Enoggera Franchise Owner – Conveyancing Paralegal

Important — general information only

The calculators on this page produce indicative estimates for general information purposes only. They are not financial, credit, mortgage, legal or taxation advice, and they do not take into account your objectives, financial situation or needs.

Figures exclude lender fees, product features and borrowing capacity, and duty estimates use the Queensland general transfer-duty schedule without applying concessions or transaction-specific adjustments. Treat every result as a high-side guide rather than a quote.

IPS Buyer’s Agents are not licensed financial advisers, mortgage brokers, accountants or solicitors. Before paying a deposit, making an offer or signing a contract, obtain advice from appropriately licensed professionals — your bank or a qualified mortgage broker, a conveyancing solicitor, and a registered tax agent or accountant.

Contact IPS Buyer’s Agents  ·  0434 525 655