How a local Moreton Bay buyers agent helped a first-home buyer secure an off-market Deception Bay home for $750K
At a glance: A first-home buyer came to IPS Buyer’s Agents with a maximum budget of $775,000 and a very practical brief: side access, room for a boat, good fishing nearby, and a commute of no more than 30 minutes to work in Brisbane. Through our off-market network, we secured 27 Osborne Terrace, Deception Bay QLD 4508 for $750,000. The contract went unconditional within three weeks, and the property settled in May 2026. Finance support was provided by Ryan Leahy of Moreton Bay Finance Broker.
The brief: a first home that suited the client’s lifestyle
The client came to IPS Buyer’s Agents in January with a clear first-home-buyer brief. The purchase needed to stay within a maximum budget of $775,000, but it also needed to reflect the way the client wanted to live.
Side access was important. There needed to be room for a boat. The location needed good fishing nearby and a practical commute to work in Brisbane of 30 minutes or less.
A clear brief makes it easier to assess opportunities beyond the headline price. The property had to work as a home, a lifestyle choice, and a realistic daily base for work and recreation.
As the client’s local Moreton Bay buyers agent, IPS Buyer’s Agents used the brief to focus on suitable coastal opportunities in and around Deception Bay.
Secured through an off-market network
The successful property was 27 Osborne Terrace, Deception Bay QLD 4508, a house secured through IPS Buyer’s Agents’ off-market network.
Off-market opportunities can be valuable when they align with a buyer’s brief. They may allow a buyer to consider a property before it is broadly exposed to the public market. However, every opportunity still needs appropriate due diligence, an assessment of comparable sales, and a negotiation strategy that suits the buyer’s circumstances.
For this client, the home met the core lifestyle requirements: it offered the practical potential for side access and boat storage, it was located near the coastal recreation the client valued, and it supported the work-commute requirement.
A quick path from contract to unconditional
The contract went unconditional within three weeks. This outcome reflected a focused process and the value of being prepared once the right property was identified.
The seller was also comfortable with the outcome, helping make the transaction a positive result for both sides. A successful purchase does not always come down to a single figure; it also depends on preparation, contract conditions, timing, and a clear understanding of what the buyer needs.
Appraisal context: a useful input, not a value guarantee
At the time of the purchase, the land had been appraised at $800,000. The appraisal formed part of the client’s decision-making context.
An appraisal is not a sale price, formal valuation, or guarantee of future value. It should be considered alongside the property’s condition, comparable evidence, contract terms, buyer objectives, and appropriate independent advice.
The important outcome for this first-home buyer was securing a home for $750,000, below the stated maximum budget, while supporting the lifestyle and location requirements set out at the beginning of the search.
Finance support from Ryan Leahy
The finance side of the purchase was supported by Ryan Leahy, Finance Broker at Moreton Bay Finance Broker. Ryan helped support the client through the lending process while the purchase strategy and contract timeline were being managed.
Moreton Bay Finance Broker states that Ryan has been in the finance industry for over five years and has been a property investor for more than 14 years.
Finance support
Ryan Leahy — Finance Broker, Moreton Bay Finance Broker
E: ryan@mbfb.com.au
P: 0468 396 086
W: moretonbayfinancebroker.com.au
F: @LeahyMortgageBroker
Finance outcomes depend on individual circumstances, lender criteria, credit assessment, and the relevant product terms.
Local Moreton Bay buyers agent support for first-home buyers
For a first-home buyer, a local buyers agent can help create a more structured path through the property process. This can include refining the brief, sourcing suitable opportunities, coordinating inspections and due diligence, reviewing the local context, and negotiating in line with the buyer’s instructions.
At IPS Buyer’s Agents, we support buyers across Deception Bay, Moreton Bay, Brisbane, the Sunshine Coast, and wider South East Queensland. The right strategy starts with the buyer’s actual priorities — whether that is a commute, a lifestyle feature, access for a boat, a coastal location, or a specific budget.
The result at a glance
| Detail | Outcome |
| Property | 27 Osborne Terrace, Deception Bay QLD 4508 |
| Property type | House |
| Buyer profile | First-home buyer |
| Settlement | May 2026 |
| Maximum budget | $775,000 |
| Secured price | $750,000 |
| Purchase method | Off-market opportunity |
| Contract milestone | Unconditional within three weeks |
| Key property requirement | Side access and room for a boat |
| Lifestyle requirement | Good fishing nearby |
| Work requirement | Within 30 minutes of work in Brisbane |
| Appraisal context | Land appraised at $800,000 at the time of purchase |
| Finance support | Ryan Leahy, Moreton Bay Finance Broker |
| Buyer’s agent | IPS Buyer’s Agents, local Moreton Bay buyers agent |
Frequently asked questions
Where is 27 Osborne Terrace, Deception Bay?
27 Osborne Terrace is in Deception Bay, QLD 4508, in the Moreton Bay region of South East Queensland.
What was the client’s budget for the Deception Bay home?
The client’s maximum budget was $775,000. The property was secured for $750,000.
How was the Deception Bay property secured?
The property was secured through IPS Buyer’s Agents’ off-market network. The contract went unconditional within three weeks.
What was important to the first-home buyer?
The client was looking for side access, room for a boat, good fishing nearby, and a location within 30 minutes of work in Brisbane.
What does the $800,000 appraisal mean?
The public property story states that the land had been appraised at $800,000 at the time of purchase. An appraisal is not a sale price, formal valuation, or guarantee of future value. Buyers should rely on appropriate due diligence and professional advice for their own circumstances.
Who provided finance support for this purchase?
Finance support was provided by Ryan Leahy, Finance Broker at Moreton Bay Finance Broker. Finance outcomes depend on individual circumstances, lender criteria, credit assessment, and product terms.
Can a local Moreton Bay buyers agent help first-home buyers?
A buyers agent may assist first-home buyers by clarifying the brief, sourcing opportunities, coordinating inspections and due diligence, assessing local context, and negotiating in line with the buyer’s instructions. The appropriate process depends on the buyer’s goals, budget, location, and individual circumstances.
Looking to buy in Deception Bay or Moreton Bay?
If you are a first-home buyer or looking for a coastal home in Deception Bay, Moreton Bay, or wider South East Queensland, IPS Buyer’s Agents can help you build a clear buying strategy.
Start with a clear plan.
Contact IPS Buyer’s Agents, your local Moreton Bay buyers agent, to discuss your property brief.
This case study is general information only. It is not financial, legal, tax, or personalised property advice. Property purchases, contract outcomes, commute times, location suitability, and finance outcomes depend on individual circumstances. Finance is subject to lender criteria, credit assessment, and product terms. The $800,000 appraisal cited in the source is not a sale price, formal valuation, or guarantee of future value. Buyers should complete their own due diligence and seek appropriate professional advice before purchasing a property.